Seize the chance to own an extraordinary waterfront residence where the HOA includes exterior home insurance! This beautifully designed home boasts 3 bedrooms, 3.5 bathrooms, a delightful loft, and an elegant office, all exuding luxury. Nestled in the secure, guard-gated Cypress Island community, this property exemplifies sophisticated waterfront living. Enjoy an open floor plan with 20-foot ceilings, breathtaking water views, and designer touches throughout. The updated kitchen combines modern elegance with practical functionality. The master suite on the main floor offers a blend of style and comfort. Recent upgrades include impact glass installed in 2020 and the addition of wooden floors and a stainless-steel handrail in 2022, ensuring both beauty and security.